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Charlotte Nc Real Estate-more Free Money Coming Your Way! By Claude Cross-49226 Charlotte NC real estate never looked better for you first time home buyers! Why? $14,900 is available for down payment assistance. The program is due to release June 30 of 2009.
The Catch?
The homes must be foreclosed and for sale by a bank, bank holding company, government agency, or authorized REO designated entity. Only single-family homes, condominums, and townhomes qualify. Manufactured homes are not eligible. Add this to Uncle Sam's $8,000 tax benefit-who wouldn't be excited about their first home!!!
The home also must be located in one of the 23 counties served by the NSP grant: Alamance, Brunswick, Buncombe, Cabarrus, Catawba, Cumberland, Dare, Davidson, Durham, Edgecombe, Forsyth, Gaston, Guilford, Iredell, Johnston, Mecklenburg, New Hanover, Pitt, Randolph, Rowan, Union, Vance, and Wake. You must occupy the home within 60 days of closing.
This money is available through the NC Housing Finance Agency. If you are sitting on the fence....it is time to hop off. BUT, easy does it...buyer beware:
If you want advise on buying a home, you won't have to go far. There is a ton of free advise. Its everywhere. Unfortunately some of it may not prove to be very valuable.
There are people who have read
about buying a home, and other theorists, that are quick to pipe in.
Then, there are the well intentioned friends who bought a home a couple of years ago, eager to tell you what to do.
Of course we know family members always know best, although they may live in another state.
There is a reason why we hear this phrase repeated year after year: "you get what you pay for"
Free advise has little or no strings attached, but it can most certainly leave you vulnerable to misinformation, and at worst, feeling the pain of from listening only to Auntie Mame.
So today's word is ..."Professional"
How much does Professional advise cost you say?
The answer is: How much will it cost you, if you DO NOT use Professional advise.
So here is my professional advise to anyone getting ready to buy or sell a property. (and it's Free !)
Find a local Realtor(r) who has good credentials. That person will have the knowledge of the local market and the experience to advise and guide you. Going it alone, with post-it notes filled with advise, will certainly risk the outcome you desire.
Your Eyes and Ears for All Your Charlotte Real Estate needs. Stop by our Web Site for Professional results.
Claude Cross is Owner/Broker of Homes By Cross specializing in Charlotte NC Real Estate
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